Saturday, March 1, 2008

Interested In Buying A Home?

HELP THE ECONOMY!
BUY A HOUSE!
Serously, there has never been a better time to buy a home! Interest rates are almost free! Less than 6%, even on fixed 30 year loans!
All you home buyers out there, start planning yesterday - you need:
  1. To know your credit history. There are tons of free reports online or go to your local banker for information.
  2. Research a great Realtor. Or email me for a list of great agents in your area.
  3. Remember, 86% of home buyers use a professional in real estate. Do you know all the laws to protect yourself. Are you aware of property disclosures and inspection regulations? Chances are you will buy a home a Real Estate agent has listed, hum...that means they work for the seller.
  4. Research mortgage programs and lenders. Shop around for your best deal and rates.
  5. Know your budget. If you know your budget before you shop, shopping is a lot less stressful. Planning ahead will keep you in check before you fall in love with a home out of your comfort zone!
  6. Finally decide on a location, Of course that meets travel time to work, school choices, Church and other hobby activities!
  7. Decide the difference between your wants and your needs.
Once you have a buyers guide, this will eliminate half the struggle. But of course, having a great agent will eliminate 3/4 of the stress!
The time to buy is now!!!